A new bill introduced by Democrats aims to broaden access to fertility treatments, such as in vitro fertilization (IVF), for veterans. This legislation would extend reproductive technology access across the nation and address the specific needs of military families.
Representative Rick Larsen emphasized the importance of fertility treatments for many families. He stated that the legislation will ensure access and broaden coverage for IVF and other fertility services. It also includes provisions from the Veteran Families Health Services Act, co-sponsored with Senator Patty Murray, focusing on including fertility treatments in veterans’ health benefits.
Challenges Faced by Military Veterans
Active-duty women report higher fertility issues compared to civilian women. Veterans often struggle to prove that their infertility is service-related. Data from Paralyzed Veterans of America indicates that women veterans face a 50% higher infertility rate than their civilian counterparts, often due to service-related injuries. The current VA policies for IVF services restrict eligibility to particular veterans and their spouses, leaving many without coverage.
Details of the Right to IVF Act of 2026
The Right to IVF Act of 2026, announced by Representatives James Walkinshaw, Lori Trahan, Rosa DeLauro, Laura Gillen, and Larsen, seeks to broaden IVF access to military families. It promises a nationwide right to receive and offer assisted reproductive care and mandates coverage across employer-sponsored plans, Medicaid, Medicare, and veterans’ benefits. As financial literacy expert Alex Beene explained, the current system restricts access based on employer, state, income, or military status. The bill aims to reduce high out-of-pocket expenses that families face for IVF.
Past Efforts and Current Challenges
Lawmakers have previously tried to expand infertility treatment benefits under the VA. The Veterans Infertility Treatment Act of 2025 included more comprehensive provisions for veterans, incorporating assisted reproductive technologies, fertility preservation services, and access to donated reproductive materials.
Not everyone supports the use of IVF. In 2024, Representative Matt Rosendale and other Republicans opposed VA’s expansion of IVF care, citing moral concerns about surplus embryos.
Implications of the Right to IVF Act
Currently, veterans must prove a direct link between their infertility and military service. The new bill would change this requirement, freeing veterans from bureaucratic hurdles. As finance expert Michael Ryan highlights, the main barrier to IVF remains its cost. Mandating coverage is crucial to making the treatment accessible.
If IVF becomes more affordable federally, more families may consider treatment. However, as 9i Capital Group CEO Kevin Thompson notes, political challenges persist due to religious concerns in some states.
Next Steps
The Right to IVF Act of 2026 is now under consideration in various House committees. It requires approval from both legislative bodies before reaching the president. While the bill faces hurdles in a divided Congress, it represents a significant effort to enhance fertility treatment access for veterans and service members. According to Alex Beene, long-term impacts could involve making fertility treatment a standard health benefit, though insurers and government programs would face cost and eligibility challenges.

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